Terms of Service
Last updated: 2026-02-17
Service: Riskly
Website: https://riskly.store
Operator: 조현우
Operating country: Republic of Korea
Contact: [email protected]
1. Service and Acceptance
- Riskly is a digital SaaS service that provides decision-support scoring and optional AI summaries.
- By creating an account or using the Service, you agree to these Terms and related policies.
- This is a digital service and does not sell physical goods.
2. Eligibility and Account
- You must be the age of legal majority in your jurisdiction, or have valid guardian consent where permitted by law.
- You are responsible for your account credentials and all activities under your account.
- Access may be restricted for false information, account transfer, or unauthorized access.
3. Billing, Renewals, and Cancellation
- Paid plans are subscription-based ($5.50/month) and may renew automatically unless canceled before the next billing date.
- Billing is processed by Polar as Merchant of Record, including applicable digital tax handling.
- Cancellation prevents future renewals and does not retroactively refund elapsed periods unless required by law.
4. Acceptable Use
- You must comply with applicable laws and must not use the Service for unlawful, abusive, fraudulent, or security-violating activities.
- You may not reverse engineer, resell, or bulk-extract service content without prior written authorization.
- Outputs are informational only and not medical, legal, or financial advice.
- Community content may be reported for rights infringement, privacy exposure, harassment, spam, or illegal content; reported content may be restricted or removed after review.
5. Intellectual Property
- Software, branding, documentation, and service components are owned by the operator or its licensors.
- A limited, non-exclusive, non-transferable license is granted for personal or internal business use only.
6. Disclaimer and Liability
- The Service is provided on an as-is basis to the extent permitted by applicable law.
- We do not guarantee uninterrupted operation, perfect accuracy, or fitness for a specific purpose.
- To the maximum extent permitted by law, indirect, incidental, and consequential damages are excluded.
- Nothing limits liability that cannot be excluded under mandatory law.
7. Governing Law and Dispute Resolution
- These Terms are governed by the laws of the operator country, excluding conflict-of-law rules.
- Disputes are handled by the courts of the operator jurisdiction unless mandatory consumer law provides otherwise.
8. Contact
- Legal and support inquiries: [email protected]
- Response target: within 7 business days
- For legal takedown or rights-infringement notices, use the community report intake page or contact the support email above.