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Refund Policy

Last updated: 2026-02-11

Service: Riskly

Website: https://riskly.store

Operator: 조현우

Contact: [email protected]

1. Scope

  • This policy applies only to digital subscription services.
  • It does not apply to transactions involving physical shipment.

2. General Refund Rule

  • Charges for billing periods already started are generally non-refundable.
  • Refunds may still apply where required by law or where this policy provides an exception.
  • Duplicate charges, incorrect charges, or service provisioning failures after payment may be eligible.

3. Request Window and Required Information

  • Please submit refund requests within 14 days of the disputed charge date.
  • If local law provides a longer mandatory period, that period applies.
  • Include account email, order/invoice ID, charge date, and reason.
  • Identity verification and anti-fraud checks may be required.

4. Auto-Renewal and Cancellation

  • Subscriptions may renew automatically unless canceled before the next billing date.
  • Cancellation stops future renewals, but elapsed periods are not retroactively refunded unless required by law.

5. Payment Processing and Settlement Timing

  • Payments and refunds are processed through Polar as Merchant of Record.
  • Actual settlement timing depends on payment method and issuing bank policy.

6. Mandatory Consumer Rights

  • Nothing in this policy limits mandatory withdrawal, cancellation, or refund rights under applicable consumer law.

7. Contact

Refund Policy | Riskly