Home

Privacy Policy

Last updated: 2026-02-17

Data controller: 조현우

Service: Riskly

Website: https://riskly.store

Contact: [email protected]

1. Data We Process

  • Account data: email, user ID, authentication status
  • Service usage data: selected region, inputs, risk scores, usage records
  • Billing data: subscription/order status provided by Polar (Merchant of Record)
  • Technical and security data: IP metadata, access logs, error logs
  • Full payment card number and CVV are not stored in our systems.

2. Purposes and Legal Bases

  • Contract performance: account operation and paid feature delivery
  • Legitimate interests: service quality improvement, abuse prevention, security
  • Legal obligations: tax/accounting, dispute handling, audit response
  • Consent-based processing: optional communications where consent is required

3. Processors and Sharing

  • Supabase: authentication and database infrastructure
  • Cloudflare Pages/Edge: hosting and edge runtime
  • OpenAI: AI text generation for eligible features
  • Polar: billing and refund processing as Merchant of Record
  • Google Analytics and Microsoft Clarity: optional analytics only after user consent, used for product improvement
  • We do not sell personal information for monetary consideration.

4. International Transfers

  • Personal data may be processed outside your country to provide the Service.
  • Where required, we apply transfer safeguards such as contractual protections.

5. Retention Periods

  • Account/profile data: for the account lifetime and up to 30 days after deletion request
  • Analytics records: up to 24 months unless earlier deleted by user request
  • Security/access logs: up to 180 days
  • Billing/invoice records: up to 5 years or longer if required by tax/accounting laws

6. Your Rights

  • Depending on local law (including GDPR/UK GDPR/CCPA-CPRA), you may request access, correction, deletion, portability, restriction, objection, and consent withdrawal.
  • Requests are processed after identity verification and abuse checks.
  • Standard response target is within 30 days unless local law requires a shorter period.
  • You may lodge a complaint with your local supervisory authority.

7. Cookies and Local Storage

  • We use required storage technologies (including local storage) for login/session continuity and core functions.
  • Optional analytics cookies/scripts are activated only when you provide consent.
  • You can refuse or later withdraw analytics consent from the cookie banner state on this site.

8. Contact

  • Privacy inquiries: [email protected]
  • Operator: 조현우 (Republic of Korea)
  • Rights-infringement and content takedown requests can be submitted via the community report channel.
Privacy Policy | Riskly